First National Bank of Fort Smith
 
Position Title

Agriculture Loan Assistant

Job Description

POSITION SUMMARY
Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness.

ESSENTIAL FUNCTIONS
Reasonable Accommodations Statement
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s)
• Verify and examine information and accuracy of loan application and closing documents.

• Interview loan applicants in order to obtain personal and financial data, and to assist in completing applications.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.

• Answer questions and advise customers regarding loans and transactions.

• Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications.

• Record applications for loan and credit, loan information, and disbursements of funds, using computers.

• Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers.

• Present loan and repayment schedules to customers.

• Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators.

• Check value of customer collateral to be held as loan security.

• Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references.

• File and maintain loan records.

• Schedule and conduct closings of loan transactions.

• Accept payment on accounts.

• Submit loan applications with recommendation for underwriting approval.

• Order property insurance or mortgage insurance policies in order to ensure protection against loss on mortgaged property.

• Review customer accounts in order to determine whether payments are made on time and that other loan terms are being followed.

• Prepare applications, loan information, closing documents, legal documents, letters and other forms for Farm Service Agency guaranteed loans.


POSITION QUALIFICATIONS
Competency Statement(s)
• Accountability - Ability to accept responsibility and account for his/her actions.

• Accuracy - Ability to perform work accurately and thoroughly.

• Detail Oriented - Ability to pay attention to the minute details of a project or task.

• Ethical - Ability to demonstrate conduct conforming to a set of values and accepted standards.

• Honesty / Integrity - Ability to be truthful and be seen as credible in the workplace.

• Organized - Possessing the trait of being organized or following a systematic method of performing a task.

• Reliability - The trait of being dependable and trustworthy.

• Research Skills - Ability to design and conduct a systematic, objective, and critical investigation.

• Responsible - Ability to be held accountable or answerable for one’s conduct.

• Communication, Oral - Ability to communicate effectively with others using the spoken word.

• Customer Oriented - Ability to take care of the customers’ needs while following company procedures.

• Communication, Written - Ability to communicate in writing clearly and concisely.

• Decision Making - Ability to make critical decisions while following company procedures.


PHYSICAL DEMANDS
Physical Demands
Lift/Carry
Stand N (Not Applicable)
Walk N (Not Applicable)
Sit N (Not Applicable)
Handling / Fingering N (Not Applicable)
Reach Outward N (Not Applicable)
Reach Above Shoulder N (Not Applicable)
Climb N (Not Applicable)
Crawl N (Not Applicable)
Squat or Kneel N (Not Applicable)
Bend N (Not Applicable)
10 lbs or less N (Not Applicable)
11-20 lbs N (Not Applicable)
21-50 lbs N (Not Applicable)
51-100 lbs N (Not Applicable)
Over 100 lbs N (Not Applicable)

Push/Pull
12 lbs or less N (Not Applicable)
13-25 lbs N (Not Applicable)
26-40 lbs N (Not Applicable)
41-100 lbs N (Not Applicable)

N (Not Applicable) Activity is not applicable to this occupation.
O (Occasionally) Occupation requires this activity up to 33% of the time (0 - 2.5+ hrs/day)
F (Frequently) Occupation requires this activity from 33% - 66% of the time (2.5 - 5.5+ hrs/day)
C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day)

Basic Qualifications

High School Graduate or General Education Degree (GED)

One to two years related experience

Experience with Microsoft Word & Excel

 
 
   
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